Credit Analyst Resume Example

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Milan Šaržík — Certified Professional Résumé Writer
Written by Milan Šaržík, CPRW
Certified Professional Résumé Writer
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Credit Analyst Resume Example (Full Text Version)

Jasmiina Rekola

Address: Hakulintie 63, 20140, Helsinki, Finland
Email address: jasmiinarekola@gmail.com
Phone number: 041 496 9004

Profile

Dynamic and results-oriented Credit Analyst with a strong track record of financial analysis for multiple lending institutions. Expertise in evaluating client applications, establishing credit lines, making decisive credit decisions, generating financial reports, and minimizing overdue accounts. Possesses exceptional analytical abilities, in-depth knowledge of financial markets, and a meticulous focus on accuracy.

Work experience

01/2018 - 02/2019, Credit Analyst, Student Loans Company, Inc., Helsinki, Finland
  • Managed credit limit database, analyzing client information and making credit decisions.
  • Collaborated closely with the Operations department to automate the entire borrowing process.
  • Conducted cash flow analysis, performed debt service calculations, and contributed to financial forecasting models.
06/2015 - 12/2017, Credit Analyst, FIS Global, Inc.
  • Reviewed, maintained, and made crucial decisions on applications in compliance with company policies and procedures; effectively communicated decisions to clients.
  • Identified potential clients and utilized own knowledge and expertise to establish credit lines; conducted financial analysis for accounts exceeding 300,000€.
  • Collaborated with colleagues on reducing overdue accounts, achieving a 15% reduction in 2016 and a 20% reduction in 2017.
  • Prepared monthly and annual reports for managers, staying up-to-date with loan trends.

Education

09/2011 - 05/2015, Accounting & Finance, University of Liverpool, Liverpool, United Kingdom
  • Achieved First Class Honours in Accounting & Finance
  • Participated in Math Society, Tennis Club, and Volleyball Team as extracurricular activities.
09/2009 - 05/2011, IB Diploma Programme, Ressu Comprehensive School, Helsinki, Finland
  • Achieved Distinction upon graduation with Grade 1 (equivalent to A/excellent) in all 6 subjects.

Skills

Languages
Finnish
English
Spanish
Computer Skills
Microsoft Office
BankSense, LogicGate
VestServe, Riskturn
iBalance
Interpersonal Skills
Analytical Skills
Communication Skills
Good Team Player
Multitasking
Risk Management

Volunteering

09/2013 - 05/2014, President, Liverpool University Math Society, Liverpool, United Kingdom

Certificates

Certified Chartered Credit Analyst, Global Academy of Finance and Management

Milan’s work-life has been centered around job search for the past three years. He is a Certified Professional Résumé Writer (CPRW™) as well as an active member of the Professional Association of Résumé Writers & Careers Coaches (PARWCC™). Milan holds a record for creating the most career document samples for our help center – until today, he has written more than 500 resumes and cover letters for positions across various industries. On top of that, Milan has completed studies at multiple well-known institutions, including Harvard University, University of Glasgow, and Frankfurt School of Finance and Management.

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